Form of prospectus disclosing information facts events covered in both forms 424B1 424B3

EFFECT

Registration statement for face-amount certificate companies

Statement of changes in beneficial ownership of securities

Report of unscheduled material events or corporate event

Draft registration statement submitted by Emerging Growth Company under Securities Act Section 6(e) or by Foreign Private Issuer under Division of Corporation Finance policy

A statement of beneficial ownership of common stock by certain persons

Report of unscheduled material events or corporate event

Quarterly report which provides a continuing view of a company's financial position

Initial filing by director officer or owner of more than ten percent.